Adjustable Rate Mortgage (ARM) - a loan that allows the lender to
adjust the interest rate so it reflects fluctuations in the cost of money more accurately.
Automobile Loans - fully amortized loan where equal payments are
spread out for a specified amount of time, usually 3-5 years.
Boat Loans - similar to automobile loans.
Consolidation Loan - used to consolidate some or all-existing
debts into one loan. This is an effective tool to reduce monthly payments
and improve cash flow.
Credit Repair Loan - specialty loan used to improve your credit
and monthly cash flow.
Divorce Settlement Loan - allows you to settle financial
obligations with the party you are divorcing.
Education Loans - loans for full and part-time undergraduate
and graduate work.
Fixed Rate Loan - fully amortized loan where equal payments are
spread out over a long period of time.
Home Improvement Loan - can be a 1st or 2nd mortgage. The loan
assists you in doing any type of repairs to your home.
Investment/Rental Loan - This loan is used to purchase a house
that will be rented out to another party on a regular basis.
Personal Loans - short-term loan to help with personal expenses
or major purchases.
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* The terms listed above are examples, and may not be indicative of
all loan programs available.
